- Higher rate of interest is paid to Senior Citizens for all categories of deposits.
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- Individual account - ANNEXURE-A-INDIVIDUAL SAVING-CURRENT ACCOUNTS
Penalty for pre-mature payment will continue at 1% other than deposits reinvested for the longer period of maturity beyond the expiry of premature deposit
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TDS will be deducted as per applicable Income Tax rule. At per the prevailing rule, TDS will be deducted if the aggregate of interest exceeds Rs.40,000 unless Form 15G/ Form 15 H is submitted at the beginning of each financial year.